Our Services
Explore our Range of Services.
Our Services
Residential Mortgages
We help you secure the right residential mortgage whether you are a first time buyer, moving home or looking to refinance. We work with lenders to find competitive rates and flexible terms.
Buy to Let Mortgages
Looking to invest in property? We find buy to let mortgage solutions that work for your investment strategy, with access to specialist lenders and competitive rates.
Bad Credit Mortgages
We specialise in finding mortgage solutions for individuals with bad credit including missed payments, CCJs, defaults, IVAs, debt management plans or bankruptcy.
Foreign National Mortgages
If you are a foreign national looking to buy property in the UK, we have mortgage options designed to suit your needs whether you are on a visa, or working abroad.
Bridging Loans
Need fast funding for a property purchase or investment? Our bridging loan solutions are ideal for short term needs like property chains, auction purchases or refurbishment projects.
Business Loans
Fuel your business growth with tailored business loan solutions. Whether you are expanding, managing cashflow, paying staff or buying a commercial property, we can fund within 24 hours.
Common QUestions
Answers to the Most Frequently Asked Questions From Our Clients.
The timeline depends on the type of mortgage and the complexity of your circumstances. A straightforward residential mortgage typically takes between four to eight weeks from application to completion. Bridging loans can be arranged much faster, sometimes within a matter of days. Our team will give you a realistic timeline from your very first consultation.
Yes. We specialise in finding mortgage solutions for people with bad credit histories including missed payments, CCJs, defaults, IVAs, debt management plans and previous bankruptcy. We have access to specialist lenders who consider each application on its individual merits rather than simply declining based on a credit score.
Yes. Mortgages and Money is a trading style of King Mortgages Ltd, which is entered on the Financial Services Register at register.fca.org.uk under reference 803561. You can verify this directly on the FCA website.
We offer a free initial consultation with no obligation. Any applicable fees will be clearly explained and agreed with you before any work begins. We believe in full transparency with no hidden charges at any stage of the process.
Yes. We have specific experience helping foreign nationals purchase property in the UK, including clients on visas, those earning in foreign currencies and those working abroad. We have access to lenders who offer products specifically designed for non-UK nationals.